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Explore how a different answer to just 1 question personalizes the decision journey 

Mike and Sara both want to know:

"Do I need Life Insurance or Disability Insurance?"

DecideGuide asks:

Does a child, partner, or other adult depend on your income?

Mike answers "Yes"

Sara answers "No"

​Life insurance can achieve Mike's goal if he wishes to provide for beneficiaries.

Life insurance pays only to a named beneficiary, not the insured, so it will not achieve Sara's goal. More >

Do you
want to provide for your dependents in the event of death?

Avoiding any waste of time, Sara turns her attention to finding the insurance which will achieve her goals. 

​Life insurance achieves this goal.

But, Mike may (also) want replacement income during his lifetime for himself and his dependents.

Do you want
to replace lost income in case of disability?

Disability insurance can provide benefits to the insured when there is a qualifying injury or illness. 

Three steps to better financial action

Step 1: Determine what's in your best interest 

Step 2: Compare terms & cost of policies offered by multiple providers for your best option 

Step 3: Take action to achieve your goal 


Discover your next best step quickly & easily

Save time & money
Act with greater confidence

Move closer to your financial goals in 5 simple steps:

1.  Ask your question

2.  Choose Yes or No  

3.  Reach your personal answer

4.  Compare options

5.  Take action  

DecideGuide is built on science by fiduciary financial experts

Why it matters ...

Only fiduciary advisors are legally and ethically required

to put your best interest before their own

*A fiduciary duty is the highest standard of care" - Cornell Law Dictionary