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See how answers personalize the decision journeys of Mike and Sara
-- Mike and Sara ask:
"Do I need Life Insurance or Disability Insurance?"
-- DecideGuide asks:
Does a child, partner, parent or other adult depend on your income?
-- Mike answers "Yes"
- Sara answers "No"
want to provide for your dependents in the event of death?
Life insurance will not achieve Sara's goal of a payment to herself if she is unable to work.
Life Insurance will only pay a benefit if Sara dies.
This payment is made to a beneficiary.
Sara does not have a dependent.
Now she can focus on determining if disability insurance could achieve her goal.
Life Insurance can achieve Mike's goal.
Depending on Mike's goals he can stop &
compare policy quotes, or continue to see
if Disability Insurance achieves his goal.
With one click Sara knows life insurance cannot achieve her goal, saving time, she can look for other insurance that could make a payment to her in case of disability.
Do you want
to replace lost income in case of disability?
Disability insurance can pay Mike and Sara directly if there is a qualified injury or illness.
The next step is to compare policies and premiums (cost) to determine the best fit. Finally, seamlessly schedule a call or appointment with an insurer or purchase a policy.